Experience
Our firm’s founder Attorney Charles Montgomery has over 40 years of proven, award-winning legal experience.
C.O.B.R.A. stands for the Consolidated Omnibus Budget Reconciliation Act of 1985. The Act was passed by Congress in 1986 and it requires certain employers to provide, at group rates, continued health insurance coverage for up to three years for divorced persons, widows, spouses of retiring workers and their children. These benefits must also be provided for workers and their dependents when the worker is terminated (for reasons other than gross misconduct) or who has a reduction in hours.
Read below or see related topics: spousal support and insurance, insurance and separation, insurance and child support
Are All Employees Affected By C.O.B.R.A.?
If I Remarry Will I Lose My C.O.B.R.A. Health Insurance?
It depends. If you remarry but do not receive coverage under your new
spouse's group health plan, you may retain your C.O.B.R.A. coverage.
To lose your C.O.B.R.A. coverage you must remarry and become covered under
another group plan.
Are There Any Special Conditions That Might Exclude Me From Coverage?
Usually not. In most cases, you are not required to have a physical exam.
If your deductible has been met for that year, it will carry over to your
separate policy. Also, you will not lose coverage because of preexisting
conditions. This means that any ongoing illness or condition you have
that was covered prior to divorce will still be covered by your policy
under C.O.B.R.A.
Montgomery Family Law is seasoned in the application of North Carolina divorce laws. Contact us today for assistance with your divorce.
Our firm’s founder Attorney Charles Montgomery has over 40 years of proven, award-winning legal experience.
At Montgomery Family Law, each of our attorneys dedicates 100% of their law practice to family law and divorce.
Two of our attorneys are N.C. Board Certified Family Law Specialists, a certification earned by only 1% of lawyers statewide.
Known for our dedication, our firm is rated AV Preeminent® by peers, the highest rating possible for ethics and legal skill.